Cruiser, Trike, Harley, Metric, Rocket, Sport, Touring.
Know Your Motorcycle Insurance Coverage
What can my Motorcycle Insurance cover?
- Uninsured Motorist
- Underinsured Motorist
- Medical Payments
- Physical Damage
- Roadside Assistance
What is likely excluded from my Motorcycle Insurance?
- Wear and Tear
- Intentional Acts
- Business & Charter use
Content is for educational purposes only and is not an offer of coverage. Please read and understand your specific policy coverage and exclusions.
Novallus Insurance Tips
What to consider when selecting your coverage.
- Calculate the values of your accessories and include coverage for them.
- The personal property you carry can be covered on the policy by endorsement.
- Ask about OEM Parts Guarantee.
- Disappearing Deductibles reduce your deductible for claims free policy periods.
Trevor was riding his bike on the highway when he was hit by a car. He woke up in the ditch and the motorist stopped and says “Are you ok?”. Trevor replied “Call 911, I need an ambulance.” The at-fault driver ran back to his vehicle and took off. Trevor eventually got to the hospital and made a full recovery. Thankfully, Trevor had uninsured / underinsured motorist coverage on his motorcycle policy, which helped pay for his medical bills from the hit and run driver.
While you may be tempted to waive or reduce coverage to keep your motorcycle insurance as cheap as possible make sure you think long term. Motorcycle accidents result in injury and injury is expensive.